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Pedestrian Manifestations
Those items of evidence deposited at the collision scene by the pedestrian during or following impact.
Momentum
The mass of an object multiplied by its velocity. It is a vectored quantity with both magnitude and direction.
Collision
Pays for damage to your car caused by physical contact with another vehicle or with another object, such as a tree, boulder, guardrail, structure, or person.
Actual Cash Value (ACV)
The value of your property, based on the current cost to replace it minus depreciation.
Excessive speed & Speeding
Speeding is defined as travelling faster than the posted speed limit, or travelling too fast for the road conditions even at speeds under the posted limit.
Choice no fault
In some state a hybrid no fault system known as " choice no fault " exists. In these states, you may choose to be insured under a strict no-fault plan, in which case you're unable to sue an at fault driver and also can't be sued if you're at fault.
Omnibus hearing
A pretrial hearing normally scheduled at the same time the trial date is established. Purpose of the hearing is to ensure each party receives (or "discovers") vital information concerning the case held by the other.
Failure to yield the right of way
Can be when you proceed forward while disregarding right of way signs or signals for other cars. You may not be the car that is sopossed to go forward.
Elderly & Older Drivers
Drivers typically 65 or 70 years old, most states require renewal applicants to appear in person and to pass a vision test.
Reaction Time
The motorist who is not alert cannot cope with a sudden emergency as quickly as is necessary. An overly relaxed driver requires more time to react to an emergency than does an alert one.
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Did You Know?